My Husband Doesn’t Share His Money With Me: What to Do?

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My husband doesn’t share his money with me, what to do? You don’t have to play the victim. If you are unemployed, look for work, and if you’re employed, don’t share your income; split your household expenses instead. Look after your own affairs while he takes care of his money.

It is extremely painful and hurtful if your husband does not assist you financially, and you have no knowledge of his account. It’s also very painful when you’re a housewife caring for children and doing everything around the house, and you don’t get any help with your needs.

I understand how difficult it is; I was in the same situation where my husband worked while I was a housewife with small children; I had no knowledge of his finances and found it difficult to cover my own expenses at times.

If you’re in a situation where your spouse is refusing to allow you to have access to his bank account or credit cards, there are steps you can take to remedy the situation without having to play the victim.

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My husband doesn't share his money with me

My husband doesn’t share his money with me: What to do?

Here are 5 steps to take when your spouse won’t share their finances :

1) Talk with him about your financial goals

This is a touchy subject for many, but it’s important to have a plan in place before addressing the subject. You should start by asking what his financial goals are and how he wants things to go between you and him. This will help with future planning and provide some ground rules for the future.

2) Do not share your money with him

If you give him his share of household expenses and pay them, do not share your money with him; rather than managing your own money, let him handle his.

At the moment, prioritize saving for yourself, including maintaining an emergency fund that can cover your living expenses for six months without any contributions from your spouse.

In addition, you should open separate savings accounts, one for each of you, so you can save more for the future and reduce any temptation he might feel if he sees how much money is in them.

He still refuses to create a financial plan with you: Do this

  • If your husband doesn’t share his money with you do this asap: If you are a housewife and don’t get financial support from him and know nothing about his bank account, choose to invest in your future, leave the house and go look for a job, even if you have small kids look for a nanny and pay him/her. It will be tough to make this decision but think about the decisions you are making for yourself.

Don’t let finances tear you apart

It can be hard when your spouse isn’t open with their finances. Just because they don’t want you to know, doesn’t mean that they have something to hide. Maybe they are just a private person. Maybe it’s a cultural thing where the husband earns all the money and the wife takes care of everything else.


My husband doesn’t share his money with me? What to do? You may be considering divorce, but if you truly believe in your marriage, it will work, and this problem can be solved by following the advice above.

Talking about the problem can help you feel heard and understood by your partner, but it also gives them a chance to express their thoughts and feelings. There is no judgment here, just two people attempting to solve a problem.